But if you're like most graduates, the burden of
student loans could be a major roadblock to your next goal. Maybe you
want to buy a home, start a family or see the world.
Consolidating your student loans could be your solution.
This process groups all your student loans together (both Federal and private) and attaches a fixed, lower-rate and just one monthly payment, so you can:
Our fixed-rate Student Loan Consolidation Program lets you enjoy predictable payments without worrying about fluctuating rates. With flexible terms you can choose the one that's right for you.
Our Student Loan Consolidation Program is a smart way to consolidate and refinance your Federal and/or private student loans.
Our Student Loan Consolidation Program could be a great option if you:
If you're considering refinancing Federal student loans, be sure that you're comfortable giving up the protections that Federal loans offer (such as income-driven repayment plans, deferments or forbearance, and loan forgiveness programs).
See for yourself with our Student Loan Refinance Calculators3
With interest rates at historical lows, it may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan - perhaps a home-equity loan. Consolidation loans can significantly reduce your required monthly payment because they are generally amortized over 10 or 15 years. Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.